Lending and debt
Lending & Debt Resolution: Free Promissory Notes, Loan Agreements & Legal Help
Whether you’re lending money to a friend, structuring a payment plan for a client, or recovering a debt, the right legal documents protect your financial interests and create enforceable obligations. GO LAW gives you free AI-powered tools to draft and review lending and debt documents — backed by licensed attorneys when the stakes are high.
Three ways to get this done
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Create promissory notes, loan agreements, and payment plans — customized by AI, free to download.
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Upload any loan agreement or financial document for instant AI analysis with risk flags.
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Promissory Notes and Loan Agreements
A promissory note is a written promise to repay a specific amount of money under defined terms. Whether you’re lending to a family member, financing a business deal, or formalizing a personal loan, a written agreement protects both the lender and borrower and creates a legally enforceable obligation.
Payment Plans
A payment plan agreement allows a buyer to pay for goods or services in scheduled installments. For businesses, this increases sales and creates predictable cash flow. For consumers, it makes larger purchases manageable. Written agreements with clear schedules, interest rates, and default provisions protect both parties.
Demand Letters and Debt Recovery
When someone owes you money or refuses to return your property, a formal demand letter is often the first step toward resolution. Courts routinely require proof that you attempted to resolve a dispute before filing suit. A well-crafted demand letter can lead to payment without the cost and time of litigation.
How GO LAW Works for Lending and Debt
- 1. Draft — Describe what you need. GO Draft recommends the right template, walks you through customization, and delivers a polished document you can download immediately.
- 2. Review — Upload any loan or payment agreement to GO Review for instant AI analysis with plain-English explanations and risk flags.
- 3. Consult — If the amounts are significant or the situation is heading toward litigation, schedule a GO LAW consultation for professional legal guidance.
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Browse the knowledge baseThe information on this page is for educational and informational purposes only and does not constitute legal advice. For legal advice specific to your situation, please consult a licensed attorney. GO LAW offers attorney consultations — learn more.